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Cashless World

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  Digital Era has its own 'medium of exchange'  -  its own economic engine

The Digital Era is like nothing else before, with vastly different ways to live and function, so it needs its own economic engine.

It will operate in a whole new paradigm, with new rules and vastly different to the old analogue world that has existed with finance and commerce around the world  -  it will need to operate perpetually and at scale to manage bigger populations and productivity.

With a Cashless World there's obviously a need for instant interaction from one party to another with the absolute highest security to ensure both parties achieve what they set out to do.

With the early Internet, the use of credit cards have a dismal history of security breaches, it proves that the system is not built in the way the Cashless World will operate, especially having so many moving parts and incumbents all trying to grab a piece of the action.

For the sheer pace that will be required to satisfy the growing needs for the next generations to operate fully Online, and mainly from mobile, there needs to be a streamlined system that operates world wide, secure, fast and free.

To have such a system there needs to be a new medium of exchange, that's transparent in how it operates, have no difficulty remaining neutral with global currencies, maintains value by not being speculative, and is indelibly ( binary ) tied to global productivity so it can only scale as global productivity scales.

As a global medium of exchange it needs to be free of any operating fees for both sides of Commerce, as the way Cash has operated throughout history when it's exchanged between a Buyer and a Seller  -  with no incumbents or fees extracted from the interaction.

The new paradigm needs to be free to operate without incumbents or have any central hold over the Ownership of the medium of exchange  -  it must be owned and controlled by the people of the world.

Definition of a medium of exchange is when a value can be tied to a item or action and be accepted by two parties as equal value to the physical product or service being exchanged  -  that medium of exchange value can be limited geographically or in the case of the digital era where there are no borders limiting how far the value can travel  -  it means that a digital value that can be validated in real time with all global currencies, fits the criteria of being a global digital currency - Universally Decentralized Capital.

Cloudfunding offers such a paradigm

The importance of having a free flowing medium of exchange becomes obvious when it's synced into the complete Cloudfunding Platform that intertwines a number of Commerce services with Free Digital Capital into the New Digital Economy.

A new dimension in Commerce is able to be generated with the New Economy being able to offer incentives for both Buyers and Sellers, unparalleled in any financial system or platform before  -  it has the capability to organically drive perpetual productivity.

The Online medium of exchange has a unique proof of Ownership, more so than the holder of Cash, who is only accepted as the rightful Owner because of having possession ( and receipts )  -  the Owner of the Universally Decentralized Capital not only has the means of holding record of any transfer into their possession but the Platform has the Ownership records dating all the way back to its origin, down to 14 decimal points and all the various Owners in between, if any dispute arises, unlike Cash.

Security and Ownership follows the Universally Decentralized Capital globally, giving it the highest level of transparency and security of any large scale medium of exchange that's able to be used freely around the world  -  all controlled autonomously by a global population that constantly votes using a real-time democratic consensus on the Global Open Market Trade Xchange  -  GOMTX.

The change of how markets will work, comes with the change in how influence and value cross borders to stimulate local economies by the actions of local Sellers using free Direct Foreign Decentralized Capital  -  Cloudfunding does the rest.


No gatekeeper in the Cashless World

Until the Digital Era, the monetary policies were designed to dictate the flow of currencies within a society, setting the pace that money channeled its way to the areas in need, sometimes industries would be favored to help more more people get the flow-on benefit, overall gatekeepers still selected individuals and businesses based on the overall policies, dictated by risk and maximum profitability.

Tied to that selection process has been the credit rating of a person or business, this antiquated rating method has dominated the way credit has been issued by the gatekeepers  -  a Cashless World bypasses this process altogether with Free Digital Capital, by treating everyone as equal, risk is nullified  -  Free Digital Capital is free, no interest to pay, and it never needs to be paid back, ever.

The Cashless World will operate without Credit, and that means no Debt  -  this changes the entire approach that 20th Century economic policies was build around  -  the focus in the Cashless World is to reverse, and stop the indebtedness that the gatekeepers force on individuals, businesses and governments.

Scale and security is everything

The scale that's needed to exponentially grow economies to absorb the losses in the workforces through the aging populations and autonomy will not be able to be done with Old Economy models that decreases the value of currencies and economies by incumbents extracting value  -  Online Free Digital Capital is able to do so by not being linked to the incumbents and the entrenched debt that's being carried by the banking industry.

                                             FDC                  Arrow            UDC

The paradigm shift with Cloudfunding and Free Digital Capital is that it operates and is governed within post economic activity and productivity, whereas Modern Banking operates in pre economic activity with credit and is not governed or constrained by actual productivity.

The volume that the Cashless World will have using Free Digital Capital, is far greater than the volume of money flowing globally in circulation, even with all the money printing, it still couldn't come close to matching all the annual Productivity  -  with the volume of Global Productivity indelibly ( binary ) tied to the volume of Digital Capital being validated, the scale is therefore always governed by the pace in demand for supply, economic growth.

The transition of advertising, from being part of the mechanics of Commerce, to its distribution as Free Digital Capital, and its validation as free working capital tied to genuine Global Productivity in the Supply and Demand of products and services, through to its final validation as a neutral global Digital Trading Cash  -  key to the ongoing perpetual flow of economic growth in the New Economy.

ComTechX Industry

ComTechX is an Industry of Commerce and Technology, and it encompasses all the services associated with Commerce, this includes the founding of the new medium of exchange that takes over the role of banks in Commerce with the free digital financing of both business and consumer, regardless of where they sit along the Supply Chain, the technology includes eliminating any need for incumbents in the exchange process of final payment between the Buyers and Sellers.

The ComTechX Platform eliminates the incumbents operating in the Old Economy methods that relied upon the extraction of value from the Productivity Supply Chains, replacing it with New Economy morals that offer societies the freedom of a Cashless World.

The ComTechX Industry ecosystem is evolving into a Global Trust entity, with a mandate to secure the individual Ownership of all digital cash for all global citizens, it's a self sustainable NGO system committed to monitoring all activity from a neutral position  -  at no time does ComTechX or its associated group hold or accept physical monies on behalf of the global players.

Transition to a Cashless World will be fast

Societies around the world are all very similar, each have their own extremes of income inequality, they all have those who have wealth and those that don't have wealth, the difference between the societies is the number of those with less wealth.

Those that don't have wealth, and all the degrees of wealth, usually originates from being born into a society and environment where access to a financial system creates a better economy, many from weak economies will travel to better economies for a better life.

A Cashless World with Free Digital Capital will go a long way in solving those weaker economies at the grassroots, by providing the digital financial system that can generate small business activity and build out the local economy, spread wealth much more evenly.

Finance in the later half of the 20th Century in the developed countries focused on consumer driven economies to generate more productivity which cycled around until people needed to gain credit to be able to keep up with the lifestyles in their local society.

Those that lose contact with the financial options are the growing numbers that fill all the different levels of society, it's assumed that the number of unbanked in developed economies is increasing when data shows a widening of inequality that's happening.

The developing countries have the opposite issue, there are more people without access to finance than those who do.

Cashless World is autonomous

That massive number of people from developed and developing countries that are limited to financial options are able to move to a Cashless World and gain more from Cloudfunding with Free Digital Capital and Outsourced Selling.

There is no relationship with the world's banking systems, the Cashless World operates autonomously by providing all the financial tools and services needed to fully function independently  -  this is where the velocity of productivity takes command of growth.

The meaning of Cashless is true by the fact that there is no cash or fiat currencies held by the Cashless World platform, the only need for any connection with cash is to verify the real-time value of a local currency with a comparison to other global currencies.

The medium of exchange that operates in the Cashless World is fully validated by the exchange of products and services between Buyers and Sellers in the physical world  -  the comparison with the local currency happens when the Seller liquidates their sales.

As the liquidation continues with the Digital Cash only kissing the local Cash to verify the comparison value of the local currency against the other global currencies  -  each time it completes a process, it increases the amount of validated Digital Cash flowing within the Cashless economies.

Over time the need to liquidate will decrease and the value of the local currency will dissolve into the global Digital Cash, while still being indelibly tied to the local productivity and its populations ability to respond to its needs and goals in building its own economy.

The use of currency markets to gain the upper hand in trade by countries will decrease over time as the markets shift to real-time productivity and become more controlled by the democratic process held by the populations.

The banking industry's role as the controller and money-supplier will continue to operate until only criminals and bankers exist.

Cashless World will be more prosperous

The Cashless World will have no physical connection to local currencies, instead, wealth of a person will follow them wherever they travel to, locally or around the world, a person will be identified globally by sophisticated algorithms that continually safeguards a person's wealth and identity.

The security level will use quantum computing and AI to provide unbiased advice on how to look after a person's wealth, directing them with details of how to accumulate and spend their wealth, all based on the depth of sophisticated real-time data that tracks the patterns on global productivity  -  a Cashless World is where everyone is treated equally and where predatory systems cannot exist.

The ComTechX Industry provides the scale of growth that will spread more equitably across all the societies with technology that gives governments the advantage of gaining better revenue streams and faster methods of funding infrastructure and R&D projects

Societies that access the Cashless World will start to untangle much of the complex indebtedness that hang around modern governments trying to provide basic services  -  with technology, inflation in local economies can be viewed from a new paradigm when Fractional Economics and Commerce provides free working capital into economies.

The economic model that Cloudfunding applies with the velocity of productivity, provides the mechanism to reduce debt for Buyers by gaining buying power, while simultaneously gives Sellers their full profit margins to move forward and invest into more growth.

The world needs to get ready

It's undeniable that the worlds' demographics are changing, and changing fast, the forecasts that were estimated at the end of the 20th Century are fast becoming the reality of what to expect.

Thinking that the way things have been will re-balance and fix things, or the future will look after itself, this type of thinking and way of operating can't be used any more.

Greater growth in economies on a global scale was thought to be the answer to spreading wealth but that seems impossible with the greater the pace the more debt being pushed to the general population, the pace that poverty is decreasing is far out of step with the looming growth in populations.

Seller Register

Next Link
  Outsourced Selling  
                      1.  Upload images of the items with a description and full Selling Prices

                      2.  Outsourced Selling process escrows the Selling Prices and process details

                      3.  If an OMM wins the bidding then the Deal is released to local Buyers  -  details of the Buyer are updated

                      4.  At the collection of the item, a Code provided by the Buyer releases the full Selling Prices

                      5.  Sellers have the option to use the funds to spend with other Users or liquidate using Pay It Forward, Now!

Every Seller using Outsourced Selling now has a better than Competitive Advantage in their local trading zone.

-  it can be applied with anything locally produced, manufactured or retailed along the Supply Chain.

-  it can give Sellers unlimited predictable and guaranteed sales, all for free.

Outsourced Selling is pro-active, it pushes commerce to achieve sales.

Cloudfunding can gain economies of scale across all countries and commerce in the Digital Era

  Outsourced Selling  
Scale and velocity of trade and commerce is a key attribute of Outsourced Selling  -  great for local economies

SMEs, even industries like Solar Energy, can use Outsourced Selling to leapfrog the competition  -  for free

Pressure by predatory trade in the Supply Chains placing the likes of food suppliers in jeopardy, is countered.

Outsourced Selling turns Globalization around so as local Sellers have better control  -  this is Localization

Economy 2 Economy

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Growth in the 21st Century needs economies of scale without multiplying debt, as the case in the 20th Century

Multiplication of growth can now be scaled by tapping into the Global Crowds' thirst for a better lifestyle

The Global Crowd are independent market makers with equal opportunity to earn profit like any business

Their combined activity can be compared to a product assembly line that uniquely produces productivity

Outsourced Selling finds equilibrium in Supply and Demand, giving Buyers and Sellers the winning formula

Free Advertising and Outsourced Selling solves the last hurdle in marketing, it gets sales with the one action

With no cost at either end of the commerce process, it achieves sales without targeting or discounting a product

Once the bidding has completed the Sellers have 2 options to Sell to their local Buyers

-  Flexi-Deals begin at the full Selling Prices, then cascades down to the OMM's winning bid, a maximum 20% price

Why?  -  Because Commerce needs to operate at the highest digital level in a scalable Digital Economy,

.  .  .  if it's to achieve major economic results, at the least possible cost.

The Platform has a fully autonomous SaaS architecture that's structured to form the ComTechX industry  

-  it adds the incentives for the Global Crowd to be involved in expanding the decentralized structure.

It expands Main Street's online strategy, giving Sellers the way to sell products at impossible to ignore low prices

It gives Sellers 'the time' to provide greater customer service, without fear of surviving on discounted margins

Outsourced Selling changes the landscape in commerce, until now Sellers have been obliged to sacrifice profits

Sellers now sell at full profit, giving buyers benefit of discounts  -  how long could a Seller's competitors survive?

When Sellers list products the required Sales Taxes are included in the full list price, recorded ready to download

Discounting only solves short term Demand, at an economy's expense  -  Outsourced Selling isn't discounting

Outsourced Selling helps solve an unsustainable global debt  -  it opens up a scalable Digital Economy

QwickPic Ready
Check out a Deal Registration and Cloudfund Strategy

See a Snap-Shot view of a Cloudfund strategy and bidding for Deals

Cloudfunding generates Price Demand  -  digitizes 'cash' to flow ubiquitously around the world

What's The Monetizing Moment?

Cloud Commerce operates by Outsourcing the Selling to the Crowd by Cloudfunding

How Sellers Outsource their Selling to the Crowd?

QwickP2P   'Pay it Forward, Now!' completes the sales activity for sellers!

As UDC is validated and exchanged in the Digital Economy it permeates out into local economies!

see the connection of players that help achieve 'Productivity' :   Global Cloud Productivity

Wherever your Location is - you are not alone!

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