.  .  decentralizing new Capital flows in the digital age with
Merchant inventories get fully monetized by Outsourced Selling
CloudfundMe Sellers         -         Global Crowd         -         Buyers
Products & Services   -   Outsourced Selling   -   Smart Contracts
Cloudfund SMe
Cloudfunding changes everything
Cloud Capital     Chamber of Economies     Cloudfunding     CloudfundMe     Buyers     Crowd     Sellers     P2P     Groups     Places     SignUp      DeCom Markets     Social Demand     FOMEZ     Public Utility Network     LED - Hubs     RingLink     SODA     FEV     Economic Engine     Smart Contracts     UDC     DFDC     UDI     PriceDemand
Paid Digital Advertising displays brands  -  Free Subliminal Advertising sells inventories
QwickPic                Search		Sellers now have an Automated Selling channel As Outsourced Manufacturing has changed the way products are made from Labour Market in other countries, Outsourced Selling applies the similar use of merging the digital Labour Market of global users to restructure the financial and Capital flows in Commerce. Instead of exploiting countries where cheap Labour Market is available, Subliminal Organically Decentralized Advertising is used to distribute micro-values globally into countries where users can collect the Cloud Capital / Cloudfunds / Free Economic Value and use it gain financially as Open Market Makers - OMM / market makers, as they help to move trade from sellers to buyers around the world. Smart Contracts are formed by sellers in the Outsourced Selling's Game Theory process, locking in the full selling prices and holding the value in escrow until a seller's final buyer buys with Price Demand, at the price they want to pay. The Outsourced Selling and Price Demand provides sellers with a new channel to automate sales without fees or charges  -  products and services remain in the hands of the sellers at all times for in store exchanges or delivery, so the best Customer Service can be offered without the hassle of convincing customers to buy. The day of inventory arriving at the store or warehouse and start displaying products on the shelf is over  -  now inventory can be listed for Outsourced Selling as it arrives, and over-nite the process is completed ready for the next morning's store opening  -  sellers can release products in any number of ways, either by leaving it all online or directing that customers need to come into the store to trigger the Price Demand  -  when notifications are released, Price Demand takes over the selling automatically leaving staff to handle the Customer Service  -  payments are completed automatically as the Collection Code is exchanged. When sellers list inventory for Outsourced Selling each unit of product or service taps into RingLink technology of multiple ( invisible ) Rings around the world connecting locations and their local industries and economies  -  as inventory is listed it connects with users who collectively participate in a Game Theory process that does two main things  -  it collects a hidden micro-value from each participating user, which collectively, fully monetizes each individual item at the full selling price, and the other thing is that when the item is sold using Price Demand, the Universally Decentralized Capital spent in the purchase is then proportionally distributed back to the users validating some of the working capital into Universally Decentralized Capital. The significance of Offline to Online O2O Commerce and RingLink working together gives sellers a key position in authenticating transactions and transfers of value, and ownership across the internet  -  as a seller lists their inventory, each item generates a section of the interconnections linking all the historical value and ownership connected via the users to that item  -  overall, the multiple number of unique connections to the value and ownership that's collected by a seller's inventory is like the DNA puzzle that makes up RingLink  -  as a product or service is listed and sold, each of the sellers and users involved in each sale will hold a piece of the puzzle ( encrypted offline on their computer and online in their accounts ) that can be used to authenticate every movement of value and ownership of Cloud Capital through to Universally Decentralized Capital from the beginning to the real time  -  money and especially cash, has never been able to be tracked in such detail. Cloudfunding is the economic model that jumps across the so called 'targeted era of marketing' to Web 3.0, where both sellers and users can bypass the new global incumbents monopolizing Online Commerce  -  Cloudfunding changes how sellers can engage with users, without the 'know everything about them', by giving users the opportunity, and 'peace of mind', to be part of this next major step in monitizing O2O Commerce. Dove-tailed into e2eCommerce is free delivery that sellers can operate with to solve that last mile delivery  -  FreDel - Freight and Delivery technology operates as a conduit for the new Capital flowing across economies  -  making it an essential service of e2eCommerce that takes away the add-on costs to the buyers' purchases. For sellers to get the advantage from their customer base and even gain from customers buying from other sellers in different economies, there's the Queen Bee customer loyalty & collaboration program to fast track new income streams. Sellers have a Digital Sales Division to track their sales but also to be pro-active by collecting Cloud Capital / Cloudfunds / Free Economic Value and use it as working capital to participate in bidding as an OMM, even bidding for their own products without interfering with the end sales. All sellers need more than sales at times to expand their business and this is where Free Direct Backing can gain new Capital without any interest costs or fees, or importantly without tying up collateral or giving away equity.
.  .  as activity increases there's a flywheel effect that spreads out into other economies
Some of the Industries that will be impacted by Cloudfunding : fuel   -   taxis   -   hotels   -   restaurants   -   events   -   travel   -   trekking   -   sharing   -   Cloudfunding Main St   -   gig economy groceries   -   fashion   -   books   -   delivery   -   content   -   subscriptions   -   On-demand   -   connecting   -   insurance health   -   education   -   energy   -   housing   -   leasing   -   logistics   -   Used Market   -   Used Cars   -   Wage Shift   -   more
Global Market         Places                     Locations                Portfolio                  Affordable               QwickBuys             QwickStay              QwickTrek              QwickBite               QwickPass            Fashion                    QwickTrip               QwickP2P               OMM                                          ComTechX     New Economy     DeCom Markets     SME Cloudfunding     Local Media           Cloudfunding     Co-Operatives     -   Seller Co-Ops     -   Buyer Co-Ops    Queen Bee		SMEs are the 'new local banks'  -  generating the new 'international unit of account' There's more economic value in SME inventories that can be monetized and validated as a new international unit of account, an amount far greater than the amount of credit lending that banks can ever create and indebt SMEs with. In the last decades, SMEs have become second-class citizens in the lending world of banking, SMEs are not seen as profitable enough to risk lending to unless they tie up personal assets like houses as collateral, and not the inventory of the SMEs that really is the core ingredient that makes economies work, which without it, there would be no economy  -  what Cloudfunding does is provide a direct disruption to that selective and expensive lending criteria of banking, by giving SME's, and all businesses selling from the Supply side, a fully independent and autonomous economic platform that uses the inventory as fully priced collateral, to sell, almost automatically, to buyers through a range of tools, and it's all free. SMEs have always been in control of selling their products and services, and buyers have always had control of what they buy, this area between Supply and Demand is the commercial activity that's not controlled by banks or anyone else  -  all that banks do with lending and credit is smooth out the buying of the Supply for the sellers, and help buyers pay for what they buy  -  Cloudfunding gives SMEs the free tools to automate the actions at the two ends of Supply and Demand where the value is exchanged, with SMEs using their own inventory as collateral to help capitalize the 'new banks' for the 21st Century. Cloudfunding changes the dynamics in Supply and Demand by separating the two markets so they both simultaneously operate independently, and, incentivized to maximize profitability on the supply side with Outsourced Selling, and maximize affordability on the demand side with Price Demand  -  what makes it revolutionary is that it operates only within the two markets, it's like 'swimming between the flags', using an unlimited resource that can be tapped, tracked and globally validated by genuine productivity as it's exchanged between buyers and sellers in local economies, linked together around the world trading between Supply and Demand  -  Cloudfunding's architecture has real time accountability that tracks and records the exchange of ownership of the UDC ( universally distributed capital ) as it's transferred between global users  -  the platform is not and doesn't operate as an ADI, as it doesn't hold or transfer any local currencies across borders on behalf of the global users. New Capital flows for SMEs  -  why borrow when there's free capital? Free Direct Backing gives businesses the means to gain the money needed to expand and grow so they can be more productive  -  most lending institutions ignore the business plans and ideas business entrepreneurs have and just focus on the collateral that's used to back up the lending. What FDB does is to allow the business to detail their ideas and present it to the Global Crowd to judge if they directly back the project, it's up to the business to convince the Global Crowd of the need for free capital  -  in effect, the use of the Global Crowd to work out and judge what business and project gets the free capital, decentralizes what has often just come down to a few central incumbents deciding if lending funds is in their own interest  -  with FDB there's no interest or fees, no collateral required or any equity given up  -  and the amount never needs to be paid back, ever! The funds that back any business project are allocated from the Free Economic Value that flows from the Subliminal Advertising and through the distribution of Direct Foreign Decentralized Capital - DFDC just as OMMs monetize seller inventories with Outsourced Selling. FDB is structured similar to subsidies that governments give industries to help trade and although the government subsidies are basically funded or offset from taxes, the outcome is supposed to help the industries survive and continue to employ workers  -  FDB does that along similar lines only on a global scale, and provides the benefits back to the Global Crowd through the distribution of an activity tax from the productivity into the individual Backer's UDI Portfolios. Financing growth in any size business has more than ever been to borrow from a bank or investors at a cost  -  Cloudfunding changes that pattern by providing businesses with direct access to the free Capital that gets distributed by Subliminal Organically Decentralized Advertising  -  there's no limit to the number of accounts that any user can open to access the free Capital, the strategy is to get the full potential from the free working capital to both use the funds to help process their own inventory and to use it to process inventory from other businesses  -  both ways gets the free Capital validated into Universally Decentralized Capital to spend and send. Scale is everything, and when it can start with something free with no interest or fees and never needs to be paid back, ever, then it's up to the ingenuity of the business entrepreneur as to how far they want to take it. RingLink brings a unique level of decentralized distribution Online Rings get established when a seller from a location lists their inventory and establishes a local economy in the Global Chamber of Economies  -  there will be thousands of Rings added to the Chamber of locations as new connections come Online, which will form a DOME around the world that everyone connects to  -  each Ring forms a Free Open Market Economic Zone - FOMEZ, which once established is there for all local sellers to automatically link to whenever they want to Outsource the Selling Each unit of inventory records a timestamp when each of the micro-values are collected by users around the world, who, automatically connect independently to the inventory release  -  this initial connection with a user somewhere around the world begins the decentralization of each micro-value being associated with the Ring, FOMEZ location and seller, which is totally unique  -  the same unique connection occurs in reverse whenever a user uses that micro-value ( Cloud Capital / Cloudfunds / Free Economic Value ) in their strategies as an OMM - Open Market Maker. Intersections and timestamps When inventory is listed and the micro values distributed along the Rings to link with Users, there's a unique timestamp recorded at each intersection with other Rings that can't be changed  -  and whenever a value sent by a User it contains the history of each micro value that makes up the total amount being sent  -  the data collected from each movement can contain hundreds and even thousands of timestamps that are held on a ledger showing where the values have come from  -  and Users have access to the history of each payment and transfer of ownership and value  -  the data records are like the DNA of each movement from the origin and flow of values across the world  -  the migration history of money moving from economy to economy is something uniquely important for the future of economic growth. The distribution of value across these economies is tracked in the Global Chamber of Economies, this is the collection of all the local FOMEZ economies and the activity that tracks the change of ownership across global Users  -  it records the movement of FEV and UDC when Users help in generating productivity with the Direct Foreign Decentralized Capital into various economies  -  Users individually benefit from the productivity that takes place in those economies  -  Users can become a new type of equity holders in local economies by collecting a range of locations where productivity takes place  -  Users can collect in any number of local economies around the world generating productivity, and unlike anything before users can even help generate new productivity in those locations by being an OMM. Global workforce with a proof-of-work consensus RingLink creates the connections from the time a seller lists their inventory to outsource the selling, where each unit of inventory is linked to the universal trading value that's distributed globally to Users collecting the FEV  -  the Global Crowd then use their individual strategies to transfer value and ownership via the Direct Foreign Decentralized Capital  -  what the Global Crowd is doing is individually selecting which economy, which industry and which product unit that they direct their strategy and value into  -  their effort is a proof-of-work that combines with others to form a unique global consensus in financing a seller's inventory. This change of only outsourcing the selling price and not the manufacturing is a disruption to the tradition of using up cheap Labour Market  -  but it's needed to stem the imbalances back inside developed countries that have gradually declined over the last decades with job losses, wage stagnation and increased indebtedness brought on by increased prices of essential household items and cost of living, basically the lack of local productivity  -  Localization. Cloudfunding mechanics disrupt this type of outsourcing to the vulnerable countries by providing the local domestic manufacturing industries ( in countries that usually send their manufacturing elsewhere ) with a sustainable environment that has a competitive advantage on price against imported products outsourced to and from other locations. RingLink tracks the change of ownerships along the supply chains and out into the general consumer world  -  tracking data is a key element of the overall Cloudfunding platform, which at its core has a similar economic model proposed in a past era that included a neutral central mechanism be used to track international flows of assets and liabilities  -  Cloudfunding in many ways is the modern version of such a model. Cloudfunding protects the local domestic manufacturing and retailing with Localization along new Rails of Trade where Supply meets Demand with new Rules of Engagement.
		It begins with Users simply connecting with a browser or mobile on any number of devices that users want to begin with to collect the free Cloudfunds ( Free Economic Value ), creating unlimited number of accounts  -  each of the accounts can help collaborate in strategies for particular deals or operate separately. Sellers join a ubiquitous open global market Sellers have relied on basic economic dynamics to sell Inventory but Cloudfunding changes all that with Outsourced Selling and Price Demand  -  instead of waiting for a single buyer to come to the store offline or online Cloudfunding gives the sellers a global marketplace to list their inventory to sell to market makers who fully monetize the selling prices  -  before releasing it back to the sellers to then release it to their local buyers. The change is the separation of the sellers and buyers directly interacting with each other  -  the selling is decentralized by the number of market makers ( OMM ) who are incentivized through a distribution mechanism that draws on an international trading value to fully monetize each inventory unit. Instead of sellers trading one to one with buyers, the inventory quantity is listed up to the RingLink where each unit of inventory is split into micro-values and collected by users around the world  -  each micro-value is then tracked during its 'spends' in the Outsourced Selling process all the way through to the release to local buyers who use Price Demand to compete to buy the products and services. Automated Selling is here now Cloudfunding removes the need for advertising and payment service incumbents by utilizing the universal trading cash that's continually validated by the sellers liquidating their sales with their local buyers. Unlike the disruption in some industries when automation takes over, Selling along the supply chains from manufacturing to retailing gains a competitive advantage with Cloudfunding and Automated Selling with new dynamics that has cash sales ( no credit terms ), there's no advertising costs or discounting to worry about  -  sale personnel can now focus on Customer Service and be part of the business's Digital Sales Division.
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